Welcome

If you have a low credit score, are being harassed by creditor collection calls and threats of legal suit, you need protection.  Also, if you face foreclosure loss of your home or you need advice on how to protect yourself against a suit to sell your home at foreclosure sale.

Simon Haysom LLC, of Goshen (County Seat of Orange County, New York State) focuses on protecting ordinary people in serious financial trouble - facing threat of judgment, garnishment, a frozen bank account, foreclosure action, repossession, and sheer terror of the unknown consequences of court action. Our clients are persons in debt crisis in the Hudson Valley Region, including Orange County, Dutchess County, Ulster County, Sullivan County, and Rockland County.   

Protecting you from creditors starts with bankruptcy law advice (including chapter 7 and chapter 13 bankruptcy relief, and whether you qualify for bankruptcy and the new bankruptcy law).  It also means legal advice about the laws protecting you against creditor collection abuses.  It means advice about avoiding bankruptcy and debt consolidation or credit counseling if this is prudent and possible. It means advice about your credit report score. It means advice about how to defend creditor lawsuits, and get breathing room for financial re-organization - particularly if you face loss of your home.

That is what we do - protect you against creditors so you can recover and re-organize, inside bankruptcy or out.