How to Respond to an Orange County, NY Debt Lawsuit

A debt lawsuit is extremely stressful. It’s usually the first time the average person has ever been sued. It’s also one of the most common civil suits, accounting for nearly half of the civil court cases in America. The consequences can be even more stressful. Creditors can easily garnish the wages or seize the assets…

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Which is Better, Chapter 7, or Chapter 13?

One of the biggest decisions you’ll make when you file for bankruptcy is which Chapter you’re going to file. For most New York residents who are not also business owners, that’s going to be either Chapter 7 or Chapter 13. Neither type of bankruptcy is necessarily better or worse. The type you file depends entirely…

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