This Letter Template Will Get Debt Collectors Off Your Back

If you’re tired of dealing with a phone that rings off the hook because creditors won’t stop calling you, take heart. You don’t have to put up with it.  You have rights under the Fair Debt Collection Practices Act. If you don’t want to put up with it though, you’re going to have to take…

Read More

4 Things to Do Before Paying a Debt Collector

Debt collectors pressure, badger, and browbeat people into paying debts, but that ending up on the phone with one isn’t a sufficient reason to whip out your wallet. In fact, if a debt has gone all the way to collections there are several steps you should take before you pay them a cent. Fail to…

Read More