Archive for September 2020

Less than 1% of people who try to file Chapter 13 on their own will manage to get a discharge. Less than half of people who try to file Chapter 7 on their own see their cases discharged. This is because bankruptcy cases are a lot more complex than people believe them to be, and…

Few student loans are ever discharged in bankruptcy. A small percentage of the population will be able to get it done by proving “undue hardship” along with a long-running “good-faith” effort to get the loans paid back. Assuming you won’t be in that tiny percentage (less than 0.1% of petitioners even try), or that efforts…