What You Can Do If Your Debt Collector Violates the FDCPA
Is it a Good Idea for Seniors to File Bankruptcy?
3 Ways to Stop Creditor Harassment
7 Signs You Should File Bankruptcy
Knowing when to file bankruptcy isn’t an easy choice. Most people wait too long. In the current economy, good timing is going to be everything. Filing bankruptcy fast enough could be the difference between navigating an uncertain time successfully and ultimately losing everything. Knowing these 9 signs can help you plan your next move. #1)…
What to Do If You Can’t Make Your House Payments During Covid-19
The Covid-19 pandemic has been devastating to people’s lives and health. It’s also been devastating for people’s work lives and finances. That means you, like many people right now, might be having trouble making your mortgage payments. Fortunately, there are steps you can take to avoid foreclosure…an outcome you must avoid at all costs to…
The Financial Realities of Covid-19
Covid-19 is impacting everything. It’s putting many people out of work. Some Americans will walk away from this crisis with jaw-dropping medical bills and a slew of additional financial problems. As the situation continues to unfold it’s important to stay on top of certain financial issues. The biggest ones right now are the CARES Act…and…
What Will the CARES Act Mean for Your Bankruptcy?
The recent passage of the $2.2 trillion CARES stimulus package comes as excellent news for many cash strapped Americans. Yet it may also raise some questions if you are in the middle of a bankruptcy case, or are planning on filing. You can still file and make motions in bankruptcy courts as of this writing.…
How to Prepare for a Recession
The global COVID-19 pandemic creates a lot of worries, fears, and concerns. Getting the virus isn’t even the largest concern on many people’s minds. The truth is the larger concerns may be financial ones. A recession seems inevitable. Layoffs are already happening across the country, and the job market is already tightening. What do you…
How to File Bankruptcy With an Orange County, NY Reverse Mortgage
More senior citizens are filing for bankruptcy than ever before. Across America, people are spending their golden years burdened by excessive medical and student loan debt. That means many people who file for bankruptcy have reverse mortgages. It’s important to understand how your reverse mortgage can be impacted by your bankruptcy and what your bankruptcy…
Filing Bankruptcy Without Your Spouse in New York
Many people don’t know that they do not have to file bankruptcy with their spouse. You can file it on your own, and there are many times when it’s advantageous to do so. Filing without your spouse can introduce many complications to your bankruptcy case, and you will need an attorney to navigate them effectively.…
What is Emergency Bankruptcy?
An emergency bankruptcy is a fast way to stop a foreclosure, eviction, or repossession. It can also halt an impending wage garnishment in its tracks, stop a bank levy, stop a personal property seizure, or stop a debt collection lawsuit. While ideally you would have filed long before the matter became urgent, sometimes it takes…
Will I Lose My Life Insurance Policy in Bankruptcy?
It’s reasonable to worry about the fate of certain assets during bankruptcy, especially big nest eggs like your life insurance policy. Especially if you’re declaring bankruptcy after the age of 65. This is one of those areas of bankruptcy law that effortlessly helps to demonstrate why it’s so important to have an attorney when you…
What is it Like to Declare Bankruptcy?
Credit card companies, big banks, and even medical institutions have done a great job of convincing the American public that bankruptcy is the boogeyman. A thing to be avoided at all costs. Meanwhile, corporations declare Chapter 11 whenever they get into trouble, and nobody loses any sleep over it. What’s bankruptcy really like? Is it…