Back to Basics: What Is a New York Foreclosure?

Are you facing New York foreclosure? What do you really know about the foreclosure and why the bank decides to foreclose on your property? Most people that come to Simon Haysom, LLC are uncertain how to define a foreclosure and concerned with the foreclosure process ahead. These worries and questions are not only common and…

Read More

5 Signs New York Bankruptcy Could Solve Your Financial Woes

New York bankruptcy feels like a major financial leap. There are risks to your credit score and financial future, and bankruptcy imposes plenty of restrictions and requirements on debtors that file in New York. Therefore, you want to be certain it is the right process for your financial situation. To help you determine if New…

Read More

Can You Negotiate to Postpone a New York Foreclosure?

Notice of an imminent New York foreclosure is frightening and overwhelming. Many property owners, particularly small business owners and homeowners, feel dismayed and helpless upon receiving an indication of foreclosure. However, fighting foreclosure is possible, and you shouldn’t feel like a victim as a New York foreclosure unfolds. In an earlier blog post, we discussed…

Read More

What Are the Requirements for Filing Chapter 7 Bankruptcy?

Filing for bankruptcy in New York is a complicated and tough decision. Many people see bankruptcy as a failure, but in reality, bankruptcy provides certain benefits for your financial situation. After all, individual bankruptcy was created to be a way to resolve the overwhelming financial debt, not make your financial situation worse. A Goshen NY…

Read More

5 Things You Need to Know Before an NY Short Sale

As any Goshen NY foreclosure lawyer will tell you, sometimes it pays to fight foreclosure proceedings against your commercial or residential property. There are actually several options at your disposal to postpone or prevent a foreclosure, and the outcome of these alternatives can be financially and emotionally beneficial. One way to fight foreclosure is arranging…

Read More

What Do You Need to Know to File for Chapter 13 Bankruptcy?

A Goshen NY bankruptcy lawyer knows that for many people in Goshen, it is a difficult decision to file for bankruptcy. There are a number of considerations and repercussions on both sides, but for residents of Goshen who are facing excessive and overdue debt, bankruptcy can be a path to financial freedom. Therefore, bankruptcy shouldn’t…

Read More

5 Things to Expect from a Great Goshen NY Bankruptcy Lawyer

If you are considering bankruptcy to alleviate long-standing or insurmountable debt, then you are likely considering whether or not to hire a Goshen NY bankruptcy lawyer. At the Simon Haysom, LLC, we believe that hiring an experienced bankruptcy lawyer is the best way to protect your exempt property in a Chapter 7 bankruptcy, negotiate a…

Read More

4 Times a Goshen NY Foreclosure Lawyer May Recommend a Loan Modification

Loan modification can be a highly effective tool to fight a possible or pending NY mortgage foreclosure. Along with other options that delay or defeat a foreclosure action, a Goshen NY foreclosure lawyer may recommend loan modification to clients at several stages in the foreclosure. However, loan modification isn’t an effective strategy in all situations.…

Read More

Tips from an Orange County NY Foreclosure Lawyer: How to Handle the Mental and Emotional Stress of Foreclosure

As an Orange County NY foreclosure lawyer, I speak with clients every day who are facing foreclosure and the loss of their home. Most of my conversations focus on the legal aspects of a foreclosure. We discuss process and procedure, options for fighting foreclosure, and rights of a homeowner throughout the foreclosure process. However, the…

Read More