It is common knowledge that over the past few years our economy has been in a downward spiral. Homes were bought with very little money down, and they have lost a significant portion of their value. Homeowners have lost their jobs, or the income of a spouse, faced a medical emergency, or had a financial difficulty forcing them into foreclosure.

If you are facing foreclosure, do not despair, and do not ignore the problem.

The Law Offices of Jeffrey Bettan is here to assist you during this difficult time.

There are many ways that homeowners can fight back against the foreclosing bank.

A foreclosure is expensive for the lender. In order to cut costs, your bank may afford you the opportunity to modify the terms of your loan by reducing your monthly payment, adjusting the arrears you owe, or reducing your interest rate. Should that option fail, there are other strategies available to you.

A foreclosure is supervised in the Supreme Court of the county in which your property is located. Your attorney has the right to examine the bank’s file and to question bank officials to determine if shoddy record keeping was performed by your lender.

Critical errors may include failing to file documents within the proper time periods, or failing to demonstrate that the bank has the proper standing to foreclose.

There have been cases where “robo signings” have allowed homeowners to stay in their homes for months, and even years, without making mortgage payments.

Even if your bank made no errors, an experienced foreclosure defense attorney

can slow down the foreclosure process by forcing your lender to prove their case. Don’t try to go it alone. Contact the Law Offices of Jeffrey Bettan.

The consultation is FREE and you have everything to gain and nothing to lose!

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