How Many Times Can You File for NY Bankruptcy?

Often, bankruptcy is a path to an improved financial future. At the conclusion of Chapter 7 or Chapter 13 bankruptcy, the court discharges the filer’s remaining debt. This clean slate allows the debtor to start new spending habits, begin rebuilding credit, and save wages and other income. Not everyone’s post NY bankruptcy transition is so…

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How Are Chapter 7 Bankruptcy and Chapter 13 Bankruptcy Different?

If you are an individual in Orange County NY considering bankruptcy, one of the first things you learn is that there are two paths through bankruptcy. The first process, called a Chapter 7 bankruptcy, is filed under Chapter 7 of the U.S. Bankruptcy Code. Unsurprisingly, the option to file Chapter 13 bankruptcy is found under…

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