What You Can Do If Your Debt Collector Violates the FDCPA
Is it a Good Idea for Seniors to File Bankruptcy?
3 Ways to Stop Creditor Harassment
Can You Negotiate to Postpone a New York Foreclosure?
Notice of an imminent New York foreclosure is frightening and overwhelming. Many property owners, particularly small business owners and homeowners, feel dismayed and helpless upon receiving an indication of foreclosure. However, fighting foreclosure is possible, and you shouldn’t feel like a victim as a New York foreclosure unfolds. In an earlier blog post, we discussed…
What Are the Requirements for Filing Chapter 7 Bankruptcy?
Filing for bankruptcy in New York is a complicated and tough decision. Many people see bankruptcy as a failure, but in reality, bankruptcy provides certain benefits for your financial situation. After all, individual bankruptcy was created to be a way to resolve the overwhelming financial debt, not make your financial situation worse. A Goshen NY…
4 Tips to Rebuilding Credit After a New York Bankruptcy
Filing for a New York bankruptcy has a long-term impact on your life. In some regards, this impact is for the better. Bankruptcy prevents future calls from debt collectors and lenders. After bankruptcy, you are able to start with a clean slate financially, and you don’t have the stress of overdue payments. However, other ramifications…
5 Things You Need to Know Before an NY Short Sale
As any Goshen NY foreclosure lawyer will tell you, sometimes it pays to fight foreclosure proceedings against your commercial or residential property. There are actually several options at your disposal to postpone or prevent a foreclosure, and the outcome of these alternatives can be financially and emotionally beneficial. One way to fight foreclosure is arranging…
What Do You Need to Know to File for Chapter 13 Bankruptcy?
A Goshen NY bankruptcy lawyer knows that for many people in Goshen, it is a difficult decision to file for bankruptcy. There are a number of considerations and repercussions on both sides, but for residents of Goshen who are facing excessive and overdue debt, bankruptcy can be a path to financial freedom. Therefore, bankruptcy shouldn’t…
5 Myths of Bankruptcy Dispelled by an Orange County NY Bankruptcy Lawyer
Are you considering bankruptcy as a way to alleviate substantial debt? If you are, then you probably have a number of questions and concerns for an Orange County NY bankruptcy lawyer. These questions can range from, “should I file for bankruptcy?” to “what do I need to give up during bankruptcy?” As you look for…
5 Things to Expect from a Great Goshen NY Bankruptcy Lawyer
If you are considering bankruptcy to alleviate long-standing or insurmountable debt, then you are likely considering whether or not to hire a Goshen NY bankruptcy lawyer. At the Simon Haysom, LLC, we believe that hiring an experienced bankruptcy lawyer is the best way to protect your exempt property in a Chapter 7 bankruptcy, negotiate a…
4 Times a Goshen NY Foreclosure Lawyer May Recommend a Loan Modification
Loan modification can be a highly effective tool to fight a possible or pending NY mortgage foreclosure. Along with other options that delay or defeat a foreclosure action, a Goshen NY foreclosure lawyer may recommend loan modification to clients at several stages in the foreclosure. However, loan modification isn’t an effective strategy in all situations.…
How Are Chapter 7 Bankruptcy and Chapter 13 Bankruptcy Different?
If you are an individual in Orange County NY considering bankruptcy, one of the first things you learn is that there are two paths through bankruptcy. The first process, called a Chapter 7 bankruptcy, is filed under Chapter 7 of the U.S. Bankruptcy Code. Unsurprisingly, the option to file Chapter 13 bankruptcy is found under…
Tips from an Orange County NY Foreclosure Lawyer: How to Handle the Mental and Emotional Stress of Foreclosure
As an Orange County NY foreclosure lawyer, I speak with clients every day who are facing foreclosure and the loss of their home. Most of my conversations focus on the legal aspects of a foreclosure. We discuss process and procedure, options for fighting foreclosure, and rights of a homeowner throughout the foreclosure process. However, the…