Archive for February 2021
Should You Consolidate or Try Chapter 13?
Many people are so afraid of bankruptcy that they’ll try just about anything to avoid having to declare it. That’s why a wide variety of “debt consolidation” programs continue to thrive and operate. There are multiple types, and each of them come with unique problems. There are debt consolidation loans, which essentially just take your…
Read MoreHow to Rebuild Your Credit Score After Bankruptcy
One of the biggest fears we hear from clients is the fear that bankruptcy will destroy their credit score. In reality, once your discharge is done bankruptcy usually improves your credit score, sometimes by as many as 80 points. That doesn’t help you much if you’re starting from a 520 credit score. Ideally, you want…
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