Which Creditors Can Sue in New York?

Gavel

When you’re in over your head financially, the creditors you have to worry about the most are those with the power to sue you. After all, a lawsuit is the first step to garnishing your bank account.  Fortunately, New York has several regulations governing who may and may not launch a debt collection lawsuit in…

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How to Avoid Garnishment in New York

When you’re in debt, garnishment is one of the worst outcomes and one of the biggest fears you can face. After all, it’s hard to meet your basic daily needs when a powerful company reaches your paycheck or bank account directly. Fortunately, garnishments don’t just happen. First, a creditor has to sue you and win…

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