Archive for April 2024

The Fair Debt Collection Practices Act (FDCPA) protects consumers from aggressive and unscrupulous debt collectors. The law has been in force since 1977 and was amended in 2010. Despite being a well-established law, many debt collectors continue to violate it with abandon. Over 4,000 FDCPA cases are filed each year, and consumers file over 60,000…

“Gray” bankruptcies are becoming more common. Is it a good idea? We’ll have to give you a lawyer’s answer on this one: “It depends.” Some seniors have too many assets to make filing worthwhile, some have so few assets they’re uncollectable anyway, and some are either working like anyone else or have circumstances that make…