Archive for February 2024

Bankruptcy law requires filers to undergo mandatory credit counseling before any debts are forgiven. Often, your attorney will link you with a non-profit credit counseling service. You can also find your own service. Any counseling service you use must be one of the list of agencies approved by the Department of Justice. You’ll be able…

As you consider bankruptcy, you might have heard about other forms of debt relief, such as debt settlement, debt consolidation, and debt management. While these terms all sound very similar, there are important differences between them. You should understand how each of these programs works and how they might impact your life before making any…